What differentiates us from the common "Credit Repair Company"?

Broader Focus

Many companies will focus on removal of every negative account from your credit report. But that approach can have its drawbacks! It's not at all uncommon to see a person's credit score actually go DOWN after removal of adverse accounts.

We know WHICH items should be disputes and HOW - which ones should be removed and which should not. We know HOW to deal with the credit bureaus to make sure that everything is being done to maximize improvement in your credit score.

Follow-up

We offer our clients a one year follow-up for no extra charge. We continuously monitor our clients' credit report throughout that time period and take the necessary action to continuously work on improvement in their credit score.

Individual attention

We eschew the "one size fits all" approach and instead review each client's credit report and organize a strategy based on that client's specific circumstances, in order to maximize progress in improving that client's credit rating.

Analysis

We assess your credit report and work with you to arrange a plan to improve your credit standing. We assess your past credit history and decide on the strategy that will best restore you to good credit standing.

We take an all inclusive approach that goes far beyond simply challenging information in your credit report.

Fees

The trouble with typical "Credit Repair Agencies" is that their fees are just too much for most people, especially those contending with bad credit. Some even charge their clients thousands of dollars.

And the result?

1. People either can't afford to pay, and are compelled instead to continue endure problem credit, or ...

2. They have no choice but to BORROW money to pay the fees, further complicating their already desperate financial situation.

Our fees are much more affordable than those of most "Credit Repair Agencies." We understand the needs of those who suffer from problem credit.

We believe our clients DESERVE the affordable help they need so desperately - and we consider it our duty and privilege to give them that help!

Three simple numbers that spell the difference in your financial health or financial despair ... your credit score!

A three digit number assigned to you determined by your past payment habits and various other issues, it's a reflection of your credit worthiness and can make a difference in whether you will, or will not get a loan, the interest rate you pay, the interest rate on credit cards, etc.. Why not get YOUR credit score NOW!